• IHeartBadCode@kbin.social
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    10 months ago

    TILA-RESPA of 2015. Extends only to banking institutions in limited situations related to home loans. 12 USC ch. 27.

    You cannot just read a single sentence from that act, the three day period, and just randomly apply it everywhere. And I have no idea where the 45⁰ thing comes from but sounds right up there with bay leaves and candles.

    Obey the law. #NotLegalAdvice