• mommykink@lemmy.world
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    3 months ago

    “Okay I cut back on the SODAS and AVACADO TOAST and CONCERT TICKETS(!) and now I’m saving $76/month. Any tips on rent taking up 40% of my income?”

    you’re just bad at managing money.

    No, this country is bad at paying people.

      • LucidNightmare@lemm.ee
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        3 months ago

        I’m one of those who don’t spend my money on anything except the essentials and splurge for trips and stuff. I don’t see a future any more, so I might as well enjoy whatever little I can get in this life.

        • Zipitydew@sh.itjust.works
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          3 months ago

          That’s what I’ve been seeing more of my millennial friend group doing. Basically said fuck saving for retirement. The world is going to shit before then.

            • LucidNightmare@lemm.ee
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              3 months ago

              I used to think the world was ran by adults. That has been proven time and time again that they are in fact not adults.

              The environment is starting to get worse and worse. Just last year, in DECEMBER, there was a tornado in my area. To add to that, tornados have been more and more common as I’ve gotten older. When I was a kid, you MIGHT have gotten one or two in my area a year. That has doubled now that I’m an adult.

              I don’t know where you live where you see a future to save for, but here in the US, it’s just not something I can see in the cards anymore. Trust me, I used to be all about saving. I’d rather enjoy my life right now, while I still have some energy.

              • protist@mander.xyz
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                3 months ago

                Tornado Alley has shifted to the southeast over the past few decades, that is true. But people have populated the Great Plains, where Tornado Alley used to be centered, for many generations. Why don’t you think your community will survive where others have survived?

                • LucidNightmare@lemm.ee
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                  3 months ago

                  That’s just one issue.

                  Let’s take a step further.

                  Just in the last few years, here in the US, we have had chemical spills due to deregulation that have polluted our water and our air. This affects not only humans, but the local wildlife in those areas.

                  Getting medical help, here in the US, is about as hard pulling your own teeth out without any help. Sure, you may be able to get it done, especially so if you are more well off, but for a great many including myself, trying to get any medical help is just asking yourself to be in debt for what could be, depending on how bad your health is, a lifetime of debt that you will never be able to pay off.

                  Education in the US is at an all time low. Thanks to Republicans, we have less and less funding for our public schools. They’ve also got these fools thinking homeschooling is for the best, which means less children in the seats at school, which means even less funding for those that can’t homeschool or can’t afford a private school. In these same schools, they refuse to feed children who are mandated by the government to be there. While there are programs, lots of parents are too embarrassed or flat out refuse to acknowledge that they are poor. This leads to kids going hungry, because the government refuses to pay for their meals, and the parents refuse to sign them up for reduced/free lunch.

                  I could add more, I’m sure, but there are a great many many varying reasons why we are fucked. You just have to look around, and stay informed.

                  I wish you the best.

            • Zipitydew@sh.itjust.works
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              3 months ago

              Certainly heading that way by their actions. But flip side they think I’m saving for a retirement that won’t be worth having because the environment will be collapsing.

              • protist@mander.xyz
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                3 months ago

                I don’t know what exactly the climate is going to look like in 30 years, but society is still going to exist. I deeply understand feeling sad about the state of the environment, but giving up is only going to make things worse for them in the future

      • Krauerking@lemy.lol
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        3 months ago

        Apocalypse spending.
        People throwing cash on the fire to make themselves feel happy for a moment the same way the games industry is using addiction to keep spending on microtransactions high.

        Also rebound from covid with the wealthy trying to maximise on their “lost” time.

        Times are weird.

    • Lost_My_Mind@lemmy.world
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      3 months ago

      40%? That’s not broke. My rent takes up closer to 75% of my rent. And I live in a tiny apartment with no pets, despite wanting a cat, but knowing it’s unfair to have a cat that I can’t afford.

      • mommykink@lemmy.world
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        3 months ago

        pity Olympics

        If 40% of your income every month is being vaporized into nonequitable housing, you’re probably broke. You being taken advantage of even more than most people doesn’t make them “not broke” and that reply makes you frankly come across as a jaded cynic more than anything.