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Joined 1 day ago
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Cake day: April 6th, 2025

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  • I had no idea about all of that. I really learned something today! Already really like Lemmy and the Fediverse, I feel like most people here put some extra thought and effort into their posts and comments. I’ve used Reddit since I was 18 and it used to be the same, but as its popularity grew I guess the “wrong” kind of people started joining and participating. I think that’s bound to happen with anything that gets really big. I’ve described some social justice movements the same way, where you had people who genuinely cared in the beginning but eventually as the movement becomes a trend the values and sentiments gets simpler, dumber and eventually unrecognizable from what the initial goal was.

    By the way I think there’s a little birthday cake next to my username because I created the user today lol.


  • The situation in Norway is luckily a bit better than that, but I’ve heard from friends that their mortgages became a bit more expensive the last couple of years. Shit, is it really that bad in the UK? People’s payments tripled or even quadrupled? Sounds like capitalist dystopia.

    From what I can gather the payments didn’t increase near that much in Norway, and we have solutions like exemption from down payments among other things for situations like the one we’re in now. I know some people with really expensive homes sold them and bought smaller cheaper ones to lighten the economic load, and a lot of people defaulted on expensive car loans. I think the situation hit people with expensive homes and cars the hardest because a lot of those people weren’t willing to adjust to the reality.

    If I was allowed to get a loan I wouldn’t have gone over 1/3 of my income, just like with the rent I pay today. I’d manage, but they’re incredibly strict with who gets one.







  • Surely there can be a middle ground.

    I hate that I’ve been paying close to 150k NOK a year in rent for the last ten years but for some reason I can’t be trusted with a loan unless I make a lot more and save up something like 300k.

    Except for the fact that I have a place to live it feels like I’m throwing money out the window.







  • stormdahl@lemmy.worldtoMicroblog Memes@lemmy.worldWhat could go wrong?
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    1 day ago

    For me personally I’d like a 50-60 square meter apartment for no more than 2x my annual income. And I’d like to be able to get a loan with a monthly down payment equal to whatever I’ve been paying in rent for the last couple of years.

    I can pay 12500 NOK a month in rent, but for some reason the bank can’t trust me to pay the same amount if I were to buy an apartment? Fuck that.