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Joined 1 year ago
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Cake day: July 6th, 2023

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  • The expected return part is the main tax on billionaires. With capital gain you can hold on forever and never get taxed, and if you die you completely skip capital gains tax with inheritance. Effective tax rate is near zero. This trick obviously only works for people who don’t need their invested money, buy and never ever sell.

    Compare that to NL’s tax. Invested? You pay 6.17% x 32% = 1.97% on your investment account, immediately, no deferral possible, year after year. And the rate went up to 36% in 2024 to reduce passive income’s rate advantage over income from work.




  • [citation required]

    Unsubsidized PV is around €1 to €1.5 per Wp, IKEA offers 4200 Wp for €4321 right now. That saves at least €800 off my power bill.

    A solar boiler starts at €2500 at minimum and easily goes up to €4000. It saves me €250 per year in gas. Or I could get a heat pump boiler for €1500 and save 80% of the €250.

    Thermal solar was a thing when PV was stupid expensive but it makes no sense in ROI now, with PV you can power your hot water, home heat and everything else for about the same price as 2-3 solar heat collectors and a boiler.



  • If you print regularly, HP’s 6 cent per page, 100 pages per month plan is about the same price as a small black and white laser’s drum and toner.

    But you can plan full page photos on photo paper with it for that 6 cent too, not just BW documents. I like it, a full year costs about the same as 1 set of XL OfficeJet ink and you never have to try to save money by going BW / draft mode. Just print whatever. Clean the head whenever needed. It’s all included.

    Yes it is a subscription, but this one is actually useful. And it gets cheaper the more you print, up to small office volumes. We have it at multiple offices on a 300/700 pages plan.