Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
My SO had untreated bipolar disorder when we met, so her credit was trash from forgetting to pay rent and her car frequently. I got her organized and on a schedule, and once she finally started taking care of herself again and got centered mentally, I spotted her a few hundred for a secured credit card to rebuild her score. She stayed on top of herself for a couple years, and went back to college seriously this time, so she needed a new car as it was over an hour away, so I cosigned for her to get her a decent rate. Now 2 more years later she has somewhere around 8k for a credit limit and a score in the mid 700s last I asked. So 5ish years to rebuild her wrecked credit. Now she’s graduating this semester and already got a job offer for like 25% more than I make! Soon it’s her turn to pay back my investments in her! 🤣