The Federal Reserve has already launched a small test of near-instantaneous financial transactions. Every time they talk about payments as a future feature of X/Twitter, I wonder if they know that’s getting Sherlocked.

  • cyd@lemmy.world
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    1 year ago

    FedNow isn’t a cryptocurrency. It’s a real-time funds clearing system, with a centralised ledger. It’s not supposed to replace cash, but rather old school bank transfers that take days to clear.

    You might be thinking about digital currencies which are something else the Fed is trialling and is not yet very far along.

    • Kichae@kbin.social
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      1 year ago

      Wait. Do… Do you guys not have e-transfers? Holy shit, this is why Venmo’s a thing, isn’t it?

      • kitonthenet@kbin.social
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        1 year ago

        yes, and it’s why Venmo won’t be a thing much longer. Expect a lot of bitching from Venmo et al in the coming months