Your ultimate wallet
www.curve.com
Curve is a digital wallet that connects all your cards into one physical debit card. Curve is the only digital wallet that doesn't just store your cards - it supercharges them. Your Curve wallet comes pre-loaded with a cashback card, so you can build up extra money. Get up to 20% cashback from 100s of brands and 1% cashback on all your spending. Stop your banks and credit cards charging you fees abroad, and save hundreds in hidden fees and charges.

Location: United Kingdom, Ireland Note that the app isn’t OS.

Curve is a Google wallet replacement app that consolidates multiple bank cards into a single smart card and digital wallet, making it easier to manage your finances. Here are some key points:

PRO:

  1. Curve allows you to link multiple debit and credit cards to one Curve card, simplifying your wallet and making it easier to switch between accounts.
  2. The app claim to offer robust security features, including instant card freezing, transaction notifications, and the ability to set spending limits.
  3. Curve provides cashback and rewards on purchases, which can add up over time and provide extra value.
  4. The app is intuitive and easy to navigate, with clear transaction histories and spending insights.
  5. Go Back in Time: A unique feature that lets you switch the card used for a transaction after the purchase, providing flexibility and control.

CONS:

  1. While the basic version is free, some premium features come with a subscription fee.
  2. Curve is not available in all countries, however, should be available in all EU and the UK.
  3. Isn’t an Open Source app and very likely they will sell your transactions history to other company (like google)

  • MoonlightFox@lemmy.world
    32·
    2 days ago

    I am not a huge fan of having multiple cards. Its economic suboptimization.

    People tell me they get cashback, points and all sorts of advantages.

    If you calculate the actual savings in euros, its not that impressive.

    If you spend 10 000€ a year with 1% cashback. That’s 100€. Which is more than nothing. However you can ignore the whole min/maxing with cards and just make a couple more meals from scratch, bring coffee instead of buying for a couple weeks, buy something used instead of new once or twice etc.

    The time spent getting all these points and maximizing is often comprehensive. The credit card bill has to be paid every month, if you miss it once, then the whole thing was a waste of time. So you have to be certain. Checking if everything is paid is thus important.

    Also they loyalty part is manipulative and might not actually be beneficial in many cases.

    So I stick to my ONE debit card.