Again, I don’t think the fallacy causes this behaviour. The fallacy is adopted as a way of coping with the fear of becoming homeless. This is important because you cannot change the behaviour of a person holding the fallacy by successfully refuting the fallacy, because the fallacy isn’t the reason for their behaviour. It is merely a cover that provides moral license for their bad (ie, unempathetic, uncompassionate) behavior. If you strip it away, they will immediately feel compelled to find a different one, and their behaviour will not change. You have to address the underlying emotions that give need for these fallacies in the first place.