• Lemminary@lemmy.world
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    2 days ago

    I’m immediately wary of anything involving credit that I didn’t seriously consider or plan for. I can’t imagine going into debt because I’d rather drink coffee at Starbucks than at home.

    • LaunchesKayaks@lemmy.world
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      2 days ago

      I’m the same way and I just had to sign up for a credit card specifically for vet bills because my dog needs emergency surgery. The vet told me the specific card isn’t super predatory or whatever, but I didn’t really have any time to think things over. I just want my dog better, and I know that I can’t afford it on my own rn.

      • AquaTofana@lemmy.world
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        2 days ago

        Care Credit? If you have good credit when you sign up for it, its legit.

        Our Shiba Inu racked up a $20K surgery last spring, and $10K of it had to go on a Care Credit card. They gave us like 8 months 0% interest.

        You can use it for any medical bills, but thats now specifically our “Oh fuck a dog emergency!” Card.

        • LaunchesKayaks@lemmy.world
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          17 hours ago

          Yeah. I didn’t have to use it, thankfully. The surgery was only $1300. Turns out she deflated and swallowed her fave squeaky toy.

    • Shardikprime@lemmy.world
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      2 days ago

      Sadly, with the lack of financial education, many people do not correctly assess their salary/expenses vs their real/perceived expense class

      Basically a lot of people are shitting way higher than their ass will allow them

      These are the kind of people targeted by these ads

      And it’s all good in my books. If you are so DESPERATE for approval that you need to take in loans to keep up appearances, then good for you but don’t complain about the consequences.

      No one forced you except your own inferiority complexes

      • kungen@feddit.nu
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        2 days ago

        You don’t need to feel sorry for them, but why are you pleased about the fact that people are sabotaging their futures?