What’s great is that the bank will use that taxpayer money to buy smaller banks that are crashing because of its own bad decisions.
Then it gets even more too big to fail. And even angrier at the single mother who overdrew.
It’s the Circle of Capitalism. It rules us all.
But…. But…. Line MUST go up!
My bank has called me three times this week because I have $11, and they’ve tried charging me a “service fee” for not having $500 worth of deposits in my account. A thing that was never in any of the papers I signed when I got the account.
They can’t charge the service fee because I don’t have the money in my account, and in the first (only) voicemail they left the guy literally said “we need you to deposit more money into your account so we can charge you”
If they call again from a spoofed number, either I’m making a collections employee feel bad and cry and they hang up, or I will no longer be a customer at that bank when my jobs pick back up next week. Fuck collections employees. Feel attacked? Too bad. Need a paycheck? Get a different job with the same skill set nobody forced you to take that collections job in the first place. You’re scum of the earth and for every person who’s got a story about a good employee who was nice, I’ve got 2 more where they’ve tried guilting single mothers into making their children starve over a $2 fee. I’ve literally heard recordings of employees telling the people they called either pay your debts or kill yourself (usually in a metaphor for that oh it’s not what I meant bullshit)
You’re lucky they don’t take the money anyway AND charge you a $30 overdraft fee. Your bank is nice.
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You would be a much better customer if they could charge you extra for making unwise financial decisions
Universal healthcare, non-predatory loans, basic decency for the working class, etc.?
Um, it’s your damn fault for not making enough money. Everybody knows that. Who told you to go out and get a place to live, with water and electric, and not to mention have to fucking eat! So irresponsible of you for not being rich to begin with.
I’ll keep saying it, hope it helps someone.
YOU CAN TURN THE FEES OFF.
https://www.consumerfinance.gov/about-us/blog/understanding-overdraft-opt-choice/
They did the risk management: they deemed the risk 0% that the government would not bail them out.
Penny wise…
When you owe the bank $50 it’s your problem. When you owe the bank $50m it’s their problem.
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